Al formed a private wealth management and consulting firm in 2010 after gleaning insights from two publicly traded financial service firms over an eight year period. His firm, ADK | Wealthcare Partners, is dedicated to helping families and institutions thrive by providing financial stewardship and customized solutions. He has served in leadership and financial management capacities throughout his career. Professional highlights, predating current role, include responsibilities as Chief Operating Officer, VP Product Development, Financial Director, Successor Trustee, Executor, Adjunct Professor of Finance, and Manager of Medical Economics—which included oversight of corporate treasury functions and a $300 million portfolio. Al works closely with Wealthcare Advisory Partners and LPL Financial in managing a successful financial practice whereby he guides his clients using Wealthcare’s patented “Goals-Driven” investment processes.
Al graduated from the University of Wyoming with a Bachelor of Science in the field of Finance and received a Master of Business Administration from the University of Oklahoma and a CPA several years later. As a Certified Financial Planner TM professional with over 30 years of diverse experience, his objective is to help individuals and institutions prosper. Insofar as registrations, he is an LPL licensed Registered Representative and maintains Life, Accident, and Health insurance licenses in the state of Illinois.
Al and his wife Debi reside on an inherited family farm; their two children attend the University of Virginia and Rose-Hulman Technical Institute respectively. The family enjoys traveling, outdoor activities, exploring, athletic events, helping others, and spending time with friends.
My objective as your Wealthcare advisor is to inspire and guide you toward pursuing the life of your dreams. I will help you explore your highest aspirations and imagine the life you may have never thought possible before. And together, we’ll create your personal “Financial Success” plan.
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Established in 1999, Wealthcare Capital Management (Wealthcare) is a very different kind of a financial advisory firm. We pioneered a new way of providing financial life guidance, using Goals-Based Wealth Management. The cornerstone of our patented goals-based investing process is quite simply to help our clients, above all else, to make the most of their life.
We accomplish this by helping you understand and identify your most important life goals. And then we align your investments with those goals. Our process guides you through the myriad of changes in your life that will invariably require financial decisions. This is what we refer to as Financial Guidance for Life.
At Wealthcare, we measure our success in our clients’ fulfillment — one client at a time.
With our goals-driven investing approach, you will:
Wealthcare’s patented process is designed to help you reach your life goals, while minimizing unnecessary investment risk or needlessly sacrificing your life now.
Our process is dynamic and continual, as is life, and it will guide you through the entirety of your financial life.
A conversation that helps you to visualize your most important life goals
Do you like to travel? How will you pay for your children’s education? What exactly does “comfortable” retirement look like to you? You’ll cover these topics — and more — during our initial conversation.
We’ll use this conversation as a launching pad for creating your financial life plan. My objective as your Wealthcare advisor is to inspire and guide you toward achieving the life of your dreams. I will help you define your life goals, and most importantly, will guide you toward achieving them.
But this is just a beginning. Wealthcare’s financial plan is not a “set it and forget it” tool. It’s a dynamic financial guidance system that evolves as your circumstances and financial markets change. I will continually monitor your plan against your changing life events and your investment portfolio, keeping the two in sync. Our software runs sophisticated market simulations, designed to monitor, measure and track your progress and report back to you with clarity.
You will have confidence in your financial life plan because I will be constantly performing analytics in an effort to ensure your success. At Wealthcare, we call this being in the Comfort Zone. The Comfort Zone measures the probability of reaching your financial goals. And it also alerts you if you veer off course.
This chart is for illustrative purposes only.
The Wealthcare process is YOU-driven, not market-driven. As your circumstances, goals and priorities change, I will work with you to make appropriate adjustments. Whatever life events come your way — from expanding your family to buying a vacation home — I will monitor and measure each event against its financial impact on your plan.
What if you could: Spend more. Save less. Retire earlier. Or take less investment risk?
With the Wealthcare advising process we can explore these possibilities. When your plan is inside the Comfort Zone, you can be confident you will arrive at your desired financial destination. Our singular purpose is to help you make the most of your life.
A conversation that helps you visualize your most important goals and helps your advisor create a life plan for achieving those goals.Learn More
Ready to start the conversation? Contact me at 618-488-6455 to schedule an appointment.