I started in the financial services industry in 2004 after bouncing around a few different sales positions after receiving my BBA in Marketing from the University of Kentucky while also serving as a member of the Kentucky National Guard. Thankfully for me after my deployment for Desert Storm I had a First Sergeant who convinced me that I could better serve outside of the military. At the time I was considering pursuing a full-time position. I am more than thankful for those who serve this country, and for my time in service, but I would have never had the opportunity to eventual land where I am today in my service to others.
In my years in corporate financial America I was exposed to “the good, the bad and the ugly” in my work with other financial advisors. At issue is that too much of the time products are “sold” without any regard to need or whether it provides a solution for the client. This first-hand knowledge is based not only on clients I have met with, but also the thousand or so financial advisors I met or worked with over the years. In many regards it was not the advisor/planner who was at fault, but the structure of the current delivery system for investment advice and service.
As such, I knew the need for quality financial advice was real and I chose to pursue the Certified Financial Planner™ certification with my sights on eventually leaving the corporate world and going out on my own. In 2009 I turned in my resignation and opened my own firm with the purpose of trying to provide a better solution for those I would encounter. Within a span of three years I decided to join Wealthcare Capital Management® to better serve my clients with more confidence and due to finding a company that shares my same “world view.” I am now in a position where I can provide the best solution for my clients without biases or conflicts of interest.
My objective as your Wealthcare advisor is to inspire and guide you toward pursuing the life of your dreams. I will help you explore your highest aspirations and imagine the life you may have never thought possible before. And together, we’ll create your personal “Financial Strategies” plan.
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Client Relationship Summary.
Established in 1999, Wealthcare Capital Management (Wealthcare) is a very different kind of a financial advisory firm. We pioneered a new way of providing financial life guidance, using Goals-Based Wealth Management. The cornerstone of our patented goals-based investing process is quite simply to help our clients, above all else, to make the most of their life.
We accomplish this by helping you understand and identify your most important life goals. And then we align your investments with those goals. Our process guides you through the myriad of changes in your life that will invariably require financial decisions. This is what we refer to as Financial Guidance for Life.
At Wealthcare, we measure our success in our clients’ fulfillment — one client at a time.
With our goals-driven investing approach, you will:
Wealthcare’s patented process is designed to help you reach your life goals, while minimizing unnecessary investment risk or needlessly sacrificing your life now.
Our process is dynamic and continual, as is life, and it will guide you through the entirety of your financial life.
A conversation that helps you to visualize your most important life goals
Do you like to travel? How will you pay for your children’s education? What exactly does “comfortable” retirement look like to you? You’ll cover these topics — and more — during our initial conversation.
We’ll use this conversation as a launching pad for creating your financial life plan. My objective as your Wealthcare advisor is to inspire and guide you toward pursuing the life of your dreams. I will help you define your life goals, and most importantly, will guide you toward achieving them.
But this is just a beginning. Wealthcare’s financial plan is not a “set it and forget it” tool. It’s a dynamic financial guidance system that evolves as your circumstances and financial markets change. I will continually monitor your plan against your changing life events and your investment portfolio, keeping the two in sync. Our software runs sophisticated market simulations, designed to monitor, measure and track your progress and report back to you with clarity.
You will have confidence in your financial life plan because I will be constantly performing analytics in an effort to ensure your success. At Wealthcare, we call this being in the Comfort Zone. The Comfort Zone measures the probability of reaching your financial goals. And it also alerts you if you veer off course.
This chart is for illustrative purposes only.
The Wealthcare process is YOU-driven, not market-driven. As your circumstances, goals and priorities change, I will work with you to make appropriate adjustments. Whatever life events come your way — from expanding your family to buying a vacation home — I will monitor and measure each event against its financial impact on your plan.
What if you could: Spend more. Save less. Retire earlier. Or take less investment risk?
With the Wealthcare advising process we can explore these possibilities. When your plan is inside the Comfort Zone, you can be confident you will arrive at your desired financial destination. Our singular purpose is to help you make the most of your life.
A conversation that helps you visualize your most important goals and helps your advisor create a life plan for achieving those goals.Learn More
Ready to start the conversation? Contact me at 502-727-2800 to schedule an appointment.