Financial Planning is not just about accumulating assets. It’s about helping families build truly purposeful and fulfilling wealth.”
Throughout my career, I have found that most families I work with have a concrete understanding of what they want to accomplish regarding reaching retirement, funding their children’s education, or establishing their family legacy. However, most families need help defining their goals in actionable financial terms. I guide my clients through a thoughtful discovery process to help them understand the true “why” behind their aspirations. It’s easy to talk about the tangible aspects of money; it’s harder to identify the intangible motivating factor behind that money. Together, we can achieve financial success in an impactful, meaningful way for you and your family.
Dayton Business Journal’s Top 40 under 40 in 2013. – Recognizing the top 40 business professionals in the Dayton area under the age of 40 for outstanding community service and contributions to the Dayton area business community.”
Josh is a Fee-Only Wealth Advisor at Assurgent Wealth Management – an independent affiliate of Wealthcare Advisory Partners. He focuses on improving clients’ lives by providing strategic, innovative, and holistic advice. For almost two decades, Josh has combined technology and sincere passion to deliver an unmatched client experience.
Prior to Assurgent, Josh was a Partner Advisor at AdvicePeriod working with families in multiple states. He capitalized on advancements in technology to provide a high-touch high-tech service to all of his clients.
Earlier in Josh’s career, he worked for a fee-only financial planning firm in Dayton, Ohio. In addition to working directly with clients on comprehensive financial plans, he led the investment team and focused on cutting-edge technology enhancements.
Josh served in the Ohio Army National Guard for 9 years. He was deployed overseas twice and provided relief during Hurricane Katrina. While serving, he graduated from Wright State University where he majored in financial services. He is a CFP® and a Certified Investment Management Analyst℠.
Josh lives with his wife and sons in Mason, Ohio where he is an active member of the community. Most recently Josh was elected to serve as one of Mason’s City Council Members. In 2012 he co-founded Young Professionals at Austin Landing, a nonprofit organization dedicated to advancing young professionals and serving the community.
Established in 1999, Wealthcare Capital Management (Wealthcare) is a very different kind of a financial advisory firm. We pioneered a new way of providing financial life guidance, using Goals-Based Wealth Management. The cornerstone of our patented goals-based investing process is quite simply to help our clients, above all else, to make the most of their life.
We accomplish this by helping you understand and identify your most important life goals. And then we align your investments with those goals. Our process guides you through the myriad of changes in your life that will invariably require financial decisions. This is what we refer to as Financial Guidance for Life.
At Wealthcare, we measure our success in our clients’ fulfillment — one client at a time.
With our goals-driven investing approach, you will:
Wealthcare’s patented process is designed to help you reach your life goals, while minimizing unnecessary investment risk or needlessly sacrificing your life now.
Our process is dynamic and continual, as is life, and it will guide you through the entirety of your financial life.
A conversation that helps you to visualize your most important life goals
Do you like to travel? How will you pay for your children’s education? What exactly does “comfortable” retirement look like to you? You’ll cover these topics — and more — during our initial conversation.
We’ll use this conversation as a launching pad for creating your financial life plan. My objective as your Wealthcare advisor is to inspire and guide you toward pursuing the life of your dreams. I will help you define your life goals, and most importantly, will guide you toward achieving them.
But this is just a beginning. Wealthcare’s financial plan is not a “set it and forget it” tool. It’s a dynamic financial guidance system that evolves as your circumstances and financial markets change. I will continually monitor your plan against your changing life events and your investment portfolio, keeping the two in sync. Our software runs sophisticated market simulations, designed to monitor, measure and track your progress and report back to you with clarity.
You will have confidence in your financial life plan because I will be constantly performing analytics in an effort to ensure your success. At Wealthcare, we call this being in the Comfort Zone. The Comfort Zone measures the probability of reaching your financial goals. And it also alerts you if you veer off course.
This chart is for illustrative purposes only.
The Wealthcare process is YOU-driven, not market-driven. As your circumstances, goals and priorities change, I will work with you to make appropriate adjustments. Whatever life events come your way — from expanding your family to buying a vacation home — I will monitor and measure each event against its financial impact on your plan.
What if you could: Spend more. Save less. Retire earlier. Or take less investment risk?
With the Wealthcare advising process we can explore these possibilities. When your plan is inside the Comfort Zone, you can be confident you will arrive at your desired financial destination. Our singular purpose is to help you make the most of your life.
A conversation that helps you visualize your most important goals and helps your advisor create a life plan for achieving those goals.Learn More
Ready to start the conversation? Contact me at (513) 504-1803 to schedule an appointment.
Phone: (513) 504-1803