The GDX360 Difference

Generating Advisor Alpha

Generate alpha through GDX360 with investment policy tools that strengthen compliance and promote fiduciary responsibility

Are you generating alpha for your clients? Clients choose an advisor for a variety of reasons. They stay because the advisor provides ongoing value with a personalized experience.

Add ongoing advisor alpha by helping clients keep more of what they earn

Add ongoing advisor alpha by helping clients keep more of what they earn

Research by Morningstar and Vanguard outlines how you can add ongoing value (alpha). By using two pieces of low-hanging fruit, you can help clients keep more of what they earn:

  1. Household-level portfolio management & tax-smart asset location strategies to reduce transaction costs and taxes
  2. Tax-efficient withdrawal strategies designed to minimize taxes
Capture alpha for clients while scaling your financial advisor business

Capture alpha for clients while scaling your financial advisor business

Here’s the challenge: scaling your business while also using highly customized (often tough to scale) strategies for each client’s situation.

Wouldn’t it be great if you could capture added value for your clients AND scale your business at the same time?

You can with GDX360.

Wealth Approach

Total Wealth Framework

Traditional Way
Asset allocation determined primarily by risk tolerance based on a static questionnaire. Often ignores other household assets and human capital.

Wealthcare Way
Asset allocation is a choice clients make based on resources, risk tolerance, goals and desired lifestyle. These resources may include household assets and human capital in the form of future savings resulting from earnings.

Dynamic Withdrawal

Traditional Way
Rule-of-Thumb-based “4% Initial Withdrawal Rate” that grows with inflation. No adjustments for changes in resources, markets or life events.

Wealthcare Way
Dynamic withdrawals are one of five levers clients can use to make the most of their life. Comfort Zone integrates your client’s withdrawal plans, retirement, legacy, savings, and investment plans. We adjust these levers as needed when market or life events move clients out of their Comfort Zone.

Asset Location/Withdrawal Sourcing

Traditional Way
Each client account has the same asset allocation target. This approach typically increases trading and tax costs from account level rebalancing.

Wealthcare Way
A client’s entire household has an asset allocation target. Assets are located in each account based on the tax treatment of each investment and the tax treatment of the accounts. This can improve tax efficiency and reduce rebalancing transactions.

Total Value Added (BPS): 144

Figures are from Morningstar's study* and not based on the GDX360 process.

Total Wealth Framework

38

Dynamic Withdrawal

54

Asset Location/Withdrawal Sourcing

52

*Blanchett, Kaplan. August 2013. “Alpha, Beta and Now…Gamma” Journal of Retirement.

Ways To Work With Us:

Join our RIA

Join our RIA

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Open your own RIA

Open your own RIA

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Stay with your RIA

Stay with your RIA

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Join our hybrid RIA

Join our hybrid RIA

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