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Looking to give your advisors an integrated goals-based planning and investing platform today? Contact us to learn what makes GDX360 different.
Goals-driven advice. Integrated planning and investing.
A scalable, efficient advisory business model. And a personalized, innovative client wealth experience.
Get it all with GDX360.
By connecting life goal planning with investments, Wealthcare can help your advisors put their client’s best interests first.
Our patented Comfort Zone approach is a dynamic way of tracking a client’s progress toward their goals. Each client’s unique Comfort Zone is created through Monte Carlo simulations, which works to find a plan with a Comfort Score that ranges from 75-90.
Why this score?
That’s what we’ve found to be the sweet spot. It’s the range (Comfort Zone) that we believe shows that your client is on track toward their life goals. Outside the Comfort Zone, your client may be sacrificing their current lifestyle, or they may be underfunded with respect to their goals.
GDX360 can provide your firm’s advisors with a strategic roadmap to managing the client’s portfolio. Your advisors can create an Investment Policy Ticket (IPT) for each household.
And GDX360 can also provide context for clients who may be considering decisions influenced by turbulent markets. It can help keep clients from making behavioral-driven choices that may not be in line with their goals and plan.
It can also help shield a firm and advisor from suitability and discretionary-related claims.
Goals-based investment strategies are the cornerstone of Wealthcare’s investment process.
Your advisors can use one of the 490+ professionally-managed, multi-strategy portfolios Wealthcare offers. They can use your firm’s investment models through our ADVISOR360 program.
Either way, you can give advisors additional choice and flexibility when creating and implementing plans and strategies.
Research by Morningstar and Vanguard details how advisors can add ongoing value (alpha). By using two pieces of low-hanging fruit, you can help clients keep more of what they earn:
Many firms manage portfolios at the account level. For a household with multiple accounts, account-level rebalancing requires more trades, as each account is traded to reset the account’s allocation. More trades = more costs.
Not Wealthcare. We manage portfolios at the household level. This gives us greater flexibility when it comes to trading and rebalancing because it provides us with the opportunity to lower trading costs and reduce tax impact.
You have the possibility of fewer positions, lower trading costs, and reduced taxes.
And with this, the possibility of greater value.
GDX360 focuses on reducing trading costs, fees and taxes. We recommend using household-level trading and rebalancing and advanced tax strategies in our proprietary TRACM system in an effort to improve after-tax returns.
Three smart tax features in GDX360 include:
(1) Asset Location
(2) Tax-Loss Harvesting
(3) Tax-Efficient Withdrawal Strategies