Michael is an industry veteran whose efforts for clients now spans more than 25 years. He has effectively navigated through vast swings in market conditions to help clients pursue their goals.
Michael is the founder of Innovative Financial Solutions, Inc. which is now partnered with WealthCare Advisory Partners. This combination brings together deep experience across financial markets and instruments with leading-edge financial technologies.
Michael is a Certified Financial Planner™ Professional, a Chartered Financial Consultant and an Enrolled Agent as designated by the Department of Treasury. In addition, he is a licensed LPL Financial Registered Representative and maintains Life, Health, Annuity, Property and Casualty insurance licenses in Florida as well as other states. Michael is a graduate of Florida State University with a Bachelor of Science in the field of Economics.
Michael enjoys traveling with his wife Shera and three sons Andrew, Austin and Max.
“My clients’ success is built on well-thought out plans, solid execution, and watchfulness and adjustments to changing market conditions and client goals.”
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Client Relationship Summary.
Established in 1999, Wealthcare Capital Management (Wealthcare) is a very different kind of a financial advisory firm. We pioneered a new way of providing financial life guidance, using Goals-Based Wealth Management. The cornerstone of our patented goals-based investing process is quite simply to help our clients, above all else, to make the most of their life.
We work towards this by helping you understand and identify your most important life goals. And then we align your investments with those goals. Our process guides you through the myriad of changes in your life that will invariably require financial decisions. This is what we refer to as Financial Guidance for Life—helping you pursue your goals, through market fluctuations and changing life circumstances.
Wealthcare’s patented process is designed to help you work towards your life goals, while aiming to minimize unnecessary investment risk or needlessly sacrificing your life now.
Our process is dynamic and continual, as is life, and it will guide you through the entirety of your financial life.
A conversation that helps you to visualize your most important life goals
Do you like to travel? How will you pay for your children’s education? What exactly does “comfortable” retirement look like to you? You’ll cover these topics — and more — during our initial conversation.
We’ll use this conversation as a launching pad for creating your financial life plan, a dynamic financial guidance system that evolves as your circumstances and financial markets change. We will continually monitor your plan against your changing life events and your investment portfolio, keeping the two in sync. Our software runs sophisticated market simulations, designed to monitor, measure and track your progress and report back to you with clarity.
You will have confidence in your financial life plan because I will be constantly performing analytics to work towards your financial goals. At Wealthcare, we call this being in the Comfort Zone. The Comfort Zone measures the probability of reaching your financial goals. And it also alerts you if you veer off course.
As your circumstances, goals and priorities change, we will work with you to make appropriate adjustments. Whatever life events come your way — from expanding your family to buying a vacation home — we will monitor and measure each event against its financial impact on your plan.
What if you could: Spend more. Save less. Retire earlier. Or take less investment risk?
A conversation that helps you visualize your most important goals and helps your advisor create a life plan for achieving those goals.Learn More
Ready to start the conversation? Contact me at 561.558.9064 to schedule an appointment.